Understanding credit ratings
A starting point for reading credit opinions and the reports that explain them.
An opinion on credit risk
A credit rating communicates an assessment of creditworthiness within a defined scope and methodology.
Read the supporting analysis
The report sets out the reasoning, key assumptions, sensitivities and limitations behind the rating.
Consider the full context
Check the report date, rating scale, methodology and relevant disclosures. A rating is one input to a broader assessment.
Explore rating reports →